Newspapers / The Danbury Reporter (Danbury, … / May 9, 1907, edition 1 / Page 1
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THE DANBURY REPORTER. VOLUME XXXIII. IMIHK Florn Hutclienn. Miss Lola Martin. Minn Topny Moreflekl. A trio of attractive girls who will visit the World's Fair as the guests of the Danbury Reporter. Miss Martin and Miss Morefieid are of Stokes County; Miss Hutchens is of Patrick County, Va. WHY YOU SHOULD OPEN A BANK ACCOUNT. How It Will Help You. Help the Bank, And Benefit the Whole Commun ity Is Explained And Illus trated By President Joseph G. Brown. Of the Citizens National Bank. Of Raleigh. The value of a bank account to the individual, and therefore of a bank to the community is simply incalculable. The interests of the hanker and customer are mutual. The banked resizes that his suc cess depends absolutely upon the success of his customers, so that a selfish spirit, if not a human itarian one will lead him seek their best good. There is scarcely a densely settled community in the South that has not felt the stim ulating effect of a bank. How often in our rural commu nities have we seen the humble mechanic at his bench and his anvil making every part of a wag on, putting it together and selling perhaps one a month at a margin sufficient only to furnish a bare support for his family ! Presently the banker appears on the scene. With a few friends ho puts up a modest capital, and opens the first bank. The neighborhood rallies about him. None of them, per haps, has a large sum of money, buv each deposits his savings and his monthly earnings, until boforo very long in the till of the bank there is an aggregate sufficiently large to justify the banker in seek ing a way to use it. So he says to the wagon-maker, who perhaps owns his little home and shop (which with his skill and well known integrity furnish a sub stantial basis of credit). "Here is a loan to enable you to increase your business, and instead of one wagon a month to put out a bun dled." The result is marvelous. A COMMUNITY TRANSFORMED. The wagon maker calls about him ot'ier skilled workmen. The mechanic soon becomes the man urer. The little wooden shop » away to the mammoth brick ry, equipped with the most ern machinery. More work are brought into the commu , tnore wages are paid out, e homes are built. The modest age of the wagon maker is nforined into the palatial res ice; the children and the neigh »' children are in the pretty e school house on the hillside ; the ch.ureh spires indicate that re ligious development is keeping pace with material—and almost while you look, the little group of humble cottages has grown into a pouulous town "or city. This is not ® of the imagination, but a story in real life that is being re peated over and over throughout the length and breadth of our Southland. A dozen little streams, starting from tiny springs among the hills, come dancing down the hillsides, of but little use until they come to gether in one stream, which, grow ing as it goes, presently becomes a mighty river bearing on its bosom the commerce of the nation and carrying in its downward flow richness and fertility to the soil, fragrance and beauty to the flow ers of the field, and grace and strength to the trees of the forest. | So the banks, gathering the small 1 savings here and there, soon be come the repositories of large volumes of funds whose activity, rightly directed, puts in motion every wheel of industry, and builds up great nations. THE CITIZEN'S DUTY. Almost invariably these indus trial evolutions are traceable di rectly to the installation of the i bank, and the resulting accumu lation of funds, which in the pock ets of the owners had been prac tically useless to the community, but collected together and under the management of the trained banker, had been turned into in dustrial channels, and put in op eration the many mills and fac tories. If these things are true, —and can they bo gainsaid'?—then does it not establish the other sido of the question, that the citizen owes a duty to the community, namely: that he become a bank depositor, and thus add his own savings, however small they may be, ts others that are being used for the upbuilding of his section? The bank is not for the wealthy alone. Everyone who handles money should carry a bank ac count, and it is a mistaken notion that some people have, that banks j do not care to bother with small accounts. A well regulated bank extends the same courtesy to the small depositor that it does to the large. All are welcome. ADVANTAGES OF A BANK ACCOUNT TO THE DEPOSITOR. The advantages of a bank ac- j oonnt are many. It is a great con venience in paying bills, and the the checks serving as a receipt. It begets a spirit of thrift, and by enabling one easily to keep the i run of his expenses, encourages j the practice of a proper economy. It gives the depositor the benefit of the business experience of the banker, who always, invites and cultivates the confidence of his patrons, whom ho is always ready to counsel and advise. This is often of great service for the rea son that in dealing with all the DANBURY, N. C., MAY 9, 1907. branches of trade the banker nat urally acquires a great deal of varied information. Like the fam ily doctor or the pastor he be comes the confidential friend of the household, and more than any one else becomes acquainted with the financial success as well as failures of the business men. HOW VARIOUS CALLINGS ARE HELP ED BY THE BANK. By relations existing through their bank account— Investors are furnished the lat est and best information about all classes of securities. Housekeepers secure sympa thetic counsel and careful hand ling of their expense accounts. Farmers, by loans at reasonable rates, avoid extortionate charges, are tided over the planting and growing season, and put in posi tion to hold their grain, cotton, to bacco, etc., for favorable prices, and not forced to throw it on the market at the dictation of the buy ers. Professional men are accorded accommodation when collections are slow, and investments, as in all matters of business in other lines than their own, get the benefit of the banker's experience. Merchants are enabled to carry larger stocks, to extend larger lines of credit to their customers, and to take advantage of cash dis counts. Manufacturers are helped to buy and store the raw material, to indulge their desirable trade, and to hold their product for better markets when neoessary. All classes are benefitted then by the bank account, for every dollar deposited in a bank adds not only that amount to the avail able resources of the community, but also give 9 the benefit of the larger resource of credit based on the oash deposit, and of the cir culation causjd by floating checks, drafts, etc., in which way as is well known, nine-tenths of the country's business is done. In all this I have not referred to two points which touch all peo ple, but especially, perllaps, your farmer readers—namely, the ten dency to spend the money in the pockot. It goes aud wo never know where or how; and then the danger of loss by accident, by fire or by robbery, when carried about the person or left in the house. There is, it seems to me, every reason for carrying a bank account and no good reason for not doing so, provided good judgment is used in the selnction of a bank.— Joseph G. Brown, in Progressive Farmer. Mr. W. S. Ray, of Meadows Route 1, was in town Saturday. Mr. Ray is having a lot of trouble with his eyes recently. 1861 COMES AGAIN. Replies to Rev. P. Oliver Regarding Certain Questions. Mr. Editor : Please allow me space in your paper to say a few words to Rev P. Oliver who has replied to my 5 communication in your issue of j the 21st of March in which I showed to the readers of the lie-1 porter that our friend's professed j Democratic principles were spu- 1 rious, and that he has been voting the Republican ticket for 20 years, and also that he was a Union sympathizer in the war between j the States, and was allied with the | enemies to our beloved South, and that even at this late day his hate rankles for the South's cause. In his second letter, which I beg of you opportunity to reply to, our ecclesiastical friend takes the defensive at some length, and his e\ J asive writing clearly demon strate! that in his haste to doctor "Democratic sin" and old Con federate error, he has waded iuto water that has become uncomfort- ably wjym. The gist of Mr. Oliver's argu ment, with reference to Stokes county politics, as nearly as I am able to gather from his ponderous communication, is this : That he was born a Democrat, rocked in an old-fashioned Democratic cradle, etc,, but if the Democrats are go ing to pass such a law as the rail road bill that was before the last session of the legislature, that while he has not been voting with them for the past 20 years, that he will just have to keep on not voting for them. But now, inasmuch as the Dem ocrats did not pass the bill, and inasmuch as he was born a Dem ocrat and rocked in an old fashioned Democratic cradle, etc., and whereas, according to the tes timony of his letter, he has no other grievance against them, will he not out of his honest heart say "I will come baok to my na tive ideals, and in the future there shall be no other cradles in my house but Democratic cradles ?" and moreover will he not tear down from the corner-post that Republican flag that has fooled soine of his neighbors ? We are glad that Brother Oliver has become enlightened enough to know that the Railroad Bill, in the very contemplation of which he raised his hands in holy horror, was not passed by the Democrats, against whom it is the only sin he charges, but that nevertheless it was twice passed by the Repub licans with whom he has voted. Now, as to the preacher's anti- Confederate views, and pro-Union preachments. Mr. Editor, I have heard that there swims in the briny deep a certain denizen called the scuttle fish, that, when at tacked, emits a dark-colored fluid which so muddies the water that you can't find him, and in the confusion he escapes. Now, Mr, Oliver adopts the tactics of the scuttle-fish. In order to confuse those who are anxious to know his position on certain questions, he goes back and rakes up a lot of learned reminiscence about "con vention" and "no-convention" that is calculated to disconcert those of your readers who are not acquaint ed with ante-bellum politics, that in their misunderstanding he may escape the real issue. In all of his learned dissertation he makes no points in his favor, but un wittingly he betrays himself. Like murder, truth will out. Read this colloquy with "his schoolmato who had volunteered and asked liira to join the company j" "I asked bim for what ?" The answer was 'Let us come out and show a bold front, raise a strong force and scare them to peace.' I replied 'lf this is your object, you had just as well stop now, for they have more than throe fighting men to onr one. I confess about this time 1 tried to convince myself i that the move was right and for the beat, but I could not.' Hear ye, old rebels, heroes of a hundred battlefields. Here is the high ground on which the Rev. P. j Oliver bases his pro-Union and I anti-Secession principles. Not that the States had no moral or legal right to secede; not that slavery was wrong. But because there were three Yankees to every ono of us. This is why when the bugle call sounded and you rushed to the defense of your homes, our preacher took to the tall timbers,; and now today when the cannon's roar is silent, and our bayonets are j turned into plow-handles, he comes j out into the open and says the cause for which we fought and our comrades died, was unjust. Mr. Oliver's reason for being against secession reminds us of the incident mentioned in the good Book, where Moses sent a j committee into the land Canaan with the view of subjugating it. I The spies returned with an evil I report that the land they had vis ; ited, though it surely flowed with ! milk and honey, was a land that "eateth up the inhabitants there lof ; the inhabitants were men of great stature," and that "we are in their sight as grass hoppers," etc., and declining on | such grounds to have nothing to j do with the conquest. Oue almost sympathizes with him when he says this : "I con fess that about this time I tried to | convince myself that the move j was right and for the best, but I | could not." Indeed that was such a beautifully opportune moment for one to convince himself that the j "move" was wrong. It showed | that while his heart was right, the | idea of three Yankees to oue rebel ! was too logical, too argumentative. It prevailed. Along this same line of reason ; ing it might not be out of place to suggest that Brother Oliver loy i ally stands by the Republicans, | winking at their sins and condemn ! ing Democracy in the flesh, be cause the Republicans outnumber |us in Stokes. Perhaps if the tide lever turns, and we get in the I saddle agaiu, he will, in his skill ful and astute reasoning powers, ; see cause to flop again. JAMESTOWN SOUVENIR STAMPS. Those in Ones. Twos And Fives Are Now On the Market. The Jamestown Exposition now gets official recognition from the United States Postoffice Depart ment, as commemorative souvenir stamps in denominations of one, two and five cents. These were put on sale on April 2l>th, and the sale is to close on the 30th of Nov ember. The one cent stamp is green, on it being the portrait of Capt. Jno, Smith from an old engraving, while in the upper corners are medalions in oval frames of Poca hontas and Powhatan. On the scroll around the portrait of Smith are the words, "Founding of Jamestown, 1(507," while on the base under Smith's portrait is "Captain John Smith, born 1580, died 1(530." The two cent stamp is oblong, ! red in color, on it being a picture of the landing of the adventurers at Jamestown in 1(>07. On ono side is a tobacco plant and on the other sido is a stalk of Indian corn and the words "Founding of Jamestown, 1(507," being under the picture. The five cent stamps are in blue, having a protrait of Pocahontas and under it on a scroll the words, Pocahontas, born 1595, died 1617," On either side are shields and be neath these in a scroll "Founding [of Jamestown, 1607." COLDEST APRIL IN YEARS Within One Degree the Month Clos ing Yesterday Was the Coldest On Record Remarkably Low Temperatures. WashingtoD, April 30. —Accord- ing to the weather bureau records, the month just closed was the coldest. April in the last 26 years, and within a degree of the coldest April ever experienced. The month was characterized by a succession of cold spells which swept southeastward over the uortheast Rocky Mountain slope and gradually swept southward and eastward over the entire coun try east of the Rocky Mountains. The cold was almost continuous except for brief intervals of a day or so of warmer weather, and it closes with remarkably low tem perature in the interior valleys and the southwest. RAILROADS MAY CONTEST. Trouble Expected When Corporation Commission Undertakes To Force Flat Rate Of Two And One- Fourth Cents. Raleigh, May 1. —The impres i sion prevails here pretty generally j that the railroad companies will contest the application of the act of the recent legislature reducing passenger rates from three and one-half to two and one fourth cents per mile, although no official announcement has been made to ; that effect. The litigation in North Car | olina will probably come in the shape of a proceeding against the : corporation commission to restrain it from the ministerial acts incum ! bent on it in connection with put ting into operation the new reduc ed rates July 1. At least this is the opinion of some of those in : touch with the situation. Suggestions For R. F. D. Patrons. Yade Mecum, May 2. You will be doing your carrier ! a great favor if you always stamp | your mail before putting same in 5 box, and always put return upon left hand corner, this will guaran tee delivery or return of letter. If you should not happen to have stamps or stamped envelopes wrap the amount in paper, re membering that in cold weather jif the money is put in the box ; loose, the carrier has to take off liis glovos to get hold of the l®ose ■ pennies. Always put stamp upon the upper right hand corner. If you should spoil"a government stamp ed envelope, your carrier or post master will redeem it with stamps or postal cards. When addressing a letter to one who is not a regular patron of a rural route or postoffice you should | mark on the envelope in whose care the letter or package should ! go- In addressing your letters do not write above the middle of the ; envelope, as the address may be partly blotted out by being struck I with tho postmarking stamp, In regard to boxes, help your carrier by having a good one in a good easy place to drive up to, and always have your mail ready, If you have visitors who are ex pecting mail you should give tho carrier their names. Any mail matter deposited in box is subjected to ordinary post age rates. Packages should be well wrap, ped and securely tied, and all val uable letters and packages should be registered, which costs 8 cents in addition to regular postage, i This means safe delivery and re : turn receipt. The mail boxes are protected by the government, and any one tampering with them not inter ested should be reported at once ;j to your carrier or postmaster. YOUR R. F, D. CARRIER. No. 14
The Danbury Reporter (Danbury, N.C.)
Standardized title groups preceding, succeeding, and alternate titles together.
May 9, 1907, edition 1
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